Is it worth playing a game with the bank called “cancellation of a Swiss franc loan agreement”?

9 July 2025 • Autor: Kancelaria Brysiewicz Bokina i Wspólnicy


Why should a franc borrower be interested in having his contract declared void? Because it is simply profitable for him. The aim of the ‘loan cancellation’ game is to declare the contract null and void, so that the bank pays back all the sums that the borrower has transferred to the bank throughout the life of the loan. Any borrower should be interested in the game regardless of whether the loan currently represents a significant financial burden for the borrower. This is because a declaration of invalidity of the contract is not only a financial advantage, but also the possibility to cancel the mortgage.

However, to win you have to play the game, and in this case, take the case to court. Lawyer Mateusz Kołodziejak has prepared a practical guide based on comparing a franking case in court to a game. The stakes are indeed high. We invite you to read on.

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